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Active NEW!
$399,900
/mo Edit
Single Family:  1 Story
3 br • 2 ba • Built 1960
1,193 sqft • 0.21 acres
Osakis schools
MLS# 7061926
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    Property Description

    Welcome to your perfect lakeside escape on Lake Osakis—one of Central Minnesota’s most sought-after destinations for cabins, cottages, and year-round living. Located at 21620 Fin Trail in Osakis, this well-maintained home offers the ideal blend of comfort, recreation, and turnkey convenience. Being sold fully furnished, this property truly is move-in ready—right down to the extras. The garage is stocked with valuable additions, including a John Deere riding mower with a bagger, a paddleboard, tools, and even the dock. Just bring your suitcase and start enjoying lake life from day one. Inside, the home features warm hardwood flooring, two main-floor bedrooms, and a bright, inviting kitchen complete with a dishwasher. The living room is anchored by a large picture window that frames stunning lake views, creating a relaxing space to unwind in every season. Downstairs, you’ll find a third bedroom and a second bathroom—perfect for guests or extended family. Comfort is guaranteed year-round with forced-air heat and central air conditioning, making this home ideal whether it’s a summer getaway or a full-time residence. Step outside and experience one of the property’s standout features—a massive wrap-around deck (36' x 10' across the front and 20' x 10' along the side). This expansive outdoor space is perfect for everything from morning coffee to evening sunsets, offering panoramic views and endless opportunities to entertain or relax. The property also includes a back lot across the street, complete with a garden shed and a raised mound septic system that has been inspected and is fully compliant—adding both value and peace of mind. And of course, the lake itself is the star of the show. Enjoy excellent fishing right off your dock, with crappies and walleye commonly caught just steps from your door. Lake Osakis is renowned for its outstanding fishing and all-around recreation, making it a true destination for outdoor enthusiasts. This is more than just a home—it’s a place to relax, recharge, and create lasting memories. Your lake life starts here.

    Listing

    Contingency: None
    Price per sq ft: $335
    City: Osakis
    County: Todd
    State: MN
    Property Style: 1 Story
    Zip Code: 56360
    Subdivision Name: Geroys Lakeview Lts

    Interior

    Living Area: 1,193 ft2
    Common Wall: No
    Basement Details: Block

    Exterior

    Stories: One
    Garage Spaces: 1
    Garage Dimensions: 16 x 22
    Garage Size: 352 ft2
    Air Conditioning: Central Air
    Foundation Size: 956 ft2
    Handicap Accessible: None
    Heating System:
    • Fireplace(s)
    • Forced Air
    Parking Features: Detached Garage

    Rooms

    1/4 Baths: None
    Full Baths: None
    Half Baths: None
    3/4 Baths: 2
    Main Level Size Sq Ft
    Bathroom  6'8 x 5'  30 
    Bathroom  8' x 7'9  56 
    Deck  36' x 10'  360 
    Deck  19' x 10'  190 
    Dining Room  13' x 8'9  104 
    Bedroom  12' x 10'4  120 
    Kitchen  13' x 10'  130 
    Living Room  22'5 x 12'  264 
    Bedroom 2  10' x 10'  100 
    Lower Level Size Sq Ft
    Bedroom 3  13'8 x 12'8  156 

    Lake & Waterfront

    Waterfront Present: Y
    WF Frontage: 60
    Waterfront: Lake Front

    Lot & Land

    Acres: 0.21
    Geolocation: 45.940457, -95.063308
    Lot Dimensions: 48 120 60 124
    Addl Parcels: 150042102
    Zoning: Residential-Single Family

    Schools

    School District: 213
    District Phone: 3208592191

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $2,552
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $2,552
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Propane
    Sewer System:
    • Private Sewer
    • Septic System Compliant - Yes
    Water System:
    • Private
    • Well

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of Alex Brokers Realty, LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.